Easy Two Step Pre-Approval Process

Getting pre-approved with us requires just two easy steps.

Step #1: Fill out our simple on line loan application. Click HERE.

Step #2: Forward us the necessary paperwork so we can verify the information on your loan application. Click HERE to downloand the instructions on what we need and where to send it.

That's it! We will have a loan pre-approval for you within 24 hours of recieving both a completed loan application and the full set of necessary paperwork.

Realtor - Pre-Approve your Client

If your client is not already working with a mortgage professional, we would appreciate the opportunity to add them as one of our many satisfied clients. We work with many referral partners including REO listing agents and Short Sale Facilitators because we have the ability to close loans on time while maintaining exemplary customer service.

To allow us to start the pre-approval process, please email us with: a) the clients name and contact number including their email address, b) the property address that you would like to make an offer on, and c) your name and contact number including your email.

With cooperation from your client, we can issue you a loan pre-approval within 24 hours.

Email us HERE.

Mortgage Professional - Pre Approve your Client

If your client is submitting an offer on a property that is being represented by one of our associates please provide us with the appropriate paperwork so we can provide your client with a pre-approval letter.

Click the following links to download submission instructions HERE and the Stearns Lending Borrower's Auth. and Contact Info sheet HERE.

Upon receipt of the fully executed and completed Borrower's Auth and the required documentation, we will issue a pre-approval letter within 24 hours.

A Direct Lender

When you get an approval for us, you can take it to the bank, because we ARE the bank! Our underwriters work side by side with our originators to make sure you have reliable and speedy loan approvals, no more surprises!

Short Sale and REO Experts

We are the preferred lender for multiple REO and Short Sale Negotiation companies. They put their trust in us because we can consistently deliver on time closed transactions. We earn the trust of our buyers by offering consistently competitive interest rates and phenomenal customer service.